Thanks to LarryInSeattle and Cheer_Smartie526 for editing and some constructive criticism, it made the story much better. As always please rate the story and let me know what you thought about it.
Fiona turned off the shower and grabbed her towel from the hook on the wall. She ducked her head down and draped the towel over it, then began to vigorously massage her scalp. When it was somewhat dry, she wrapped the towel around her body and walked out into the bedroom.
She opened the door to her closet. There was a rack on the door where she hung her necklaces, but this morning there were two additional items. Suspended from a hook in the middle of the rack was a black leather riding crop and a black silk blindfold. Fiona was suddenly aware of Frank's presence behind her. She felt him tug at her towel and it fell to the floor. The blindfold wasn't just a sleep mask with an elastic band. It was a silk ribbon with a padded section in the middle. Fiona liked this kind of blindfold because it had to be tied. She liked the deliberate effort required to put it to use. The masks with the stretch bands seemed cheap by comparison. She reached out and touched the riding crop. The handle was smooth leather and had a polished silver cap on the end. The shaft was much rougher with a ridge that spiraled down its length. Fiona began to think about what it would feel like to have the shaft rubbed against her rapidly swelling nipples. At the end of the shaft was a leather flap. It was smooth and buttery soft, but something inside it was stiff. She could easily imagine the sound it would make when it slapped against her skin. Fiona turned around to face Frank. His form was silhouetted against the pre-dawn light coming in through the windows. He was clad in a pair of boxer briefs that left little to the imagination and nothing more.
Frank reached past Fiona and removed the blindfold from the rack. He let the material drape over her shoulder and he retrieved it, then he placed it over her eyes. Hearing no objection, he tied the ends together behind her head. Frank slipped a finger between the material and Fiona's temple, checking to make sure it was not too tight and not too loose. It felt just right. Frank grabbed an elastic band off of Fiona's dresser and gathered her still damp hair into a ponytail, exposing her bare neck. He brushed his lips against her bare skin, causing a quiet moan to escape her lips. Her hair had a tropical sent from the shampoo she had used.
As she stood naked in front of him, Fiona was surprised at how quickly the sight of the riding crop and blindfold had aroused her. Before she opened the closet door she had been thinking of how she had performed at her morning workout and all the tasks that she wanted to accomplish during the day. Those thoughts vanished when she saw the silk and leather items. She felt Frank's hands on her shoulders, turning her slightly.
"Walk," Frank said.
Fiona complied, not exactly sure where he was taking her.
"Stop," he instructed.
Fiona felt him lift her arms until they were horizontal, then he gave her a bit of a push forward. Her palms were pressed against the wall. The wispy cord for the blinds against her thumb told her she was facing a window. Rationally, Fiona knew that no one could see in. She was aware the windows had a reflective coating on them that blocked the view from outside. Even if they did not, the room was dark and the sun was shining on the other side of the house, keeping her in a shadow. Still she felt a bit exposed standing naked in front of a window.
Frank slipped his foot between her feet and forced Fiona to spread her legs farther apart. He leaned over her shoulder and looked down at her tits. The sight of her stiff and swollen nipples made his cock ache. Frank gripped the riding crop firmly, but he did not touch Fiona with it. He watched her breasts rise and fall with each breath she took, and then he took a half step back got on his knees. Frank wondered if Fiona knew he was just staring at her. Unable to resist his desire to touch her, Frank ran his fingers along the back of her thigh. A quiet moan escaped her lips. When his fingers reached her ass, he rotated his hand and cupped her ass cheek in his palm. Slowly he moved his hand across her body, over her hip until he could feel the neatly trimmed patch of hair just above her vulva. He moved his hand down until his fingers rested on Fiona's labia. She felt hot and wet.
When she felt his hand on her pussy, Fiona moaned again. Then it was gone. Frank wasn't touching her any more. Time crept by as Fiona waited for Frank to do something. The only thing she could feel was his breath on her neck. Then she felt the tip of the riding crop against her throat. It slowly traced a path down until it rested in her cleavage, then it was gone again.
Fiona let out a yelp as the riding crop slapped against the side of her breast. The impact was sufficient to move her fleshy globe, but not so hard that is was truly painful.
"More?" Frank whispered in her ear.
"Yes, yes please, more," Fiona begged, surprising herself with the force of her plea.
The second blow was an inch closer to her nipple; the third was right on the edge of her areola. The fourth leapfrogged over her nipple, slapping against the inside curve of her breast. She felt the riding crop on the top of her tit slowly circumscribe her right breast before turning downward. He had stopped hitting her with the leather implement, instead rubbing it against her skin with a swirling motion as he inched closer and closer to her sex.
Without pausing what he was doing, Frank admired his handiwork. There was just enough light for him to see that Fiona's left breast had a slightly rosy hue to it from the repeated impact of the riding crop. He struggled against the temptation to wrap his lips around her swollen nipples; instead he focused on sliding the leather tip of the riding crop down Fiona's body. When it was just above Fiona's clit, he stopped and slid his shorts to the ground.
She felt his hand on her arm, turning her so the window was on her left, and then she felt the riding crop on her cheek. The leather tip slowly moved over her jaw and onto her neck before coming to rest on her shoulder. Fiona knew Frank was standing right in front of her. The pressure on her shoulder increased. She knew what he wanted.
Frank watched Fiona drop to her knees. She put her hands on his hip and her fingers explored his body until they found his cock. Frank shivered with anticipation when Fiona opened her mouth. He was tempted to push her head forward, to force her mouth onto his throbbing erection, but he instead he stood still and watched. Fiona put one of her hands between his legs and with a feather light touch stroked his balls. Her other hand gently gripped the head of his cock before sliding down this rigid shaft. When she reached the base, Fiona released him and then repeated the motion. Each time she grabbed his throbbing erection, she moved her mouth just a bit closer. Frank could feel her hot breath flowing over his erection. He pressed the riding crop against the back of her neck, encouraging her to move her lips closer to the engorged head of his cock. The pony tail was doing its job perfectly. He had an unobstructed view when Fiona pulled his cock down just a bit and wrapped her lips around it.
It did not surprise Fiona at all when Frank's hand replaced the riding crop on the back of her neck. She had been wondering how long he would let her tease him. He held her firmly in place and he pushed his cock into her mouth. After a few rapid thrusts that almost gagged her she felt him slow down. She felt the riding crop again, this time on the side of her right breast. It tapped against her, each time getting closer to her swollen nipple. She let out a whimper when the smoother leather slapped against her hardened flesh. Frank held it there and began to fuck her mouth again. His hand had moved to her head and gripped the pony tail, occasionally yanking on it. He wasn't pulling her hair hard enough for it to hurt, but he made it pretty clear he was in charge. She put both of her hands on his cock. He was fucking her mouth with long strokes; pulling his erection all the way out of her mouth and then ramming it back in. The well lubricated shaft and swollen head slid easily between her hands.