It was a sweltering August afternoon in Oklahoma. She decided to drive to the lake to cool off. She drove around the lake until she found her turnoff road, if you could call it that.
After bumping through and swerving around the holes, she arrived at her destination. It was quiet, peaceful, and deserted, or so she thought. This was where she always came when she wanted a peaceful swim. She slowly took off her tank top, shorts, and underclothes before heading toward the water. No one ever came out to this area of the lake so more often than not she swam naked.
She didn't know that "he" hiked the trails around the lake. He came upon her just as she stepped into the water and he stopped in his tracks.
She was totally naked. She slowly waded out until the water lapped at her thighs. He stared at her large tits as the bounced while she walked. Her round nipples got hard and caused his dick to harden. Then she dove under the water.
While she was underwater, he quickly divested himself of his clothes and followed her path into the water being careful to not make any sounds. As she came up for air he wrapped his arms around her ample waist, her tits resting on his arms.