It was about 11:30 and I was with my boyfriend, Chris at my summer house in late August. Chris was holding me on as we sat on the dock, dangling our feet in the water. My parents were both in the house, asleep. I was wearing a black bikini, he had on his letterman's jacket and swimming shorts. His chest was bare, revealing a flat stomach and two pierced nipples.
"You wanna go for swim?" I asked, looking up at him. He grinned.
"Sure. Let me go to the bathroom, first, I'll be right back," he said, and got up and walked back to the house, quietly so he didn't wake up my parents -- he wasn't supposed to be there.
Once he had entered the house I slid into the water slowly and shivered with cold. My nipples became hard instantly as I submerged them, and my skin was covered in goosebumps. I suddenly wished I had waited for Chris to keep me warm.
I had a sudden urge to take off my bikini. It was dark, Chris probably wouldn't even notice, and I loved skinny dipping. I looked to make sure Chris was still in the house, and then I reached behind my back and undid the clasp to my top. I slowly peeled it off, freeing my breasts to bounce a little, half underwater with the very tops of the nipples sticking out of the water. I put the bikini top on the dock and then reached down and pulled off my bottom, then put that on the dock, too.
A few minutes later Chris came back and slipped into the water near me.
"Hey," he said. I laughed and splashed him, and he splashed back. We floated around, talking and enjoying ourselves, for a while, until I got cold.
"I'm gonna get out now," I said, and swam onto the beach. As I stood up and shook my hair around, I suddenly realized that Chris could see in the moonlight that I was naked. I looked back toward the water, and discovered that he was right behind me. Wordlessly, he kissed me and reached his hands around to touch my breasts. I moaned as his hands started massaging my nipples. His tongue was pierced, and tickled as it roamed my mouth.
I turned around without breaking the kiss and ran my hands up and down his bare chest, then slowly pulled off his jacket. I rubbed his muscular arms all over while we explored each others' mouths. Next I started rubbing his stomach with one hand, moving lower and lower until I slid my hand into his shorts and felt his hard cock. I moaned slightly, I had never touched a cock before. I could hear him groaning into my mouth, too.
Then I hooked my thumbs under his waistband and pulled down, removing my tongue from his mouth to bend over and pull his shorts to the ground. He stepped out of them and we were both naked. Before I could stand back up, he pushed me gently to the ground. He moved down between my legs and began kissing my inner thighs. I groaned with desire. He seemed to nibble the area around my pussy for hours until he finally stuck his tongue in me. Since it was pierced, it felt unbelievably good as he licked the inside of my pussy. His tongue was everywhere, licking every part of me and I was breathing hard, occassionally crying out a little.