Or: The Randy Tutor and the Reluctant Student
Janie was a typical ugly duckling; at twelve years old she had been chubby and self-conscious, but in the ensuing five years she had developed, growing taller and her figure fining down, and at eighteen she was still a virgin, although her full and curvy figure attracted attention. She had big breasts with large aureoles. Although she had become popular with boys, her natural reserve had never permitted any familiarities beyond some fumbling over her clothes.
Janie was an average student, but her grades in maths were failing, and so her mother engaged a tutor to assist her in catching up on her maths work. Her maths tutor, who was her high school maths teacher and was about 40, came to the house, and as Janie studied in her bedroom, that is where the tuition took place, with Janie's desk pulled up to the bed, where she and her tutor sat side by side.
The day came when Janie's mother, who was out of town attending a wedding, was unable to return home as torrential rain had caused surface flooding, and was forced to spend the night where the wedding had taken place. However Janie's tutor, although getting wet in the heavy rain, had managed to drive to Janie's home. Upstairs, as they sat side by side and Janie was trying to work out a maths problem, she felt something under her skirt and between her thighs.