With Ann's husband Alan being away for six months, Ann had found a way to ease their dire financial situation as well as to satisfy her need to feel a real dick filling her pussy. Her successful trades of sex for home and car repairs made her feel guilty about cheating on Alan but she justified it by saying that she wasn't denying anything from Alan (since he wasn't there), and saving the money was actually helping them. It was a reach but she went with it.
The house that Ann and Alan were living in was previously a rent house that Jack, the landlord, decided to sell. Because of their financial situation they weren't able to get a loan to buy the house so Jack agreed to carry the note and let them pay the mortgage payments to him.
Toward the end of the first month of Alan's absence the big paychecks hadn't started coming, yet. Jack had always been especially friendly and a little flirty to Ann so she thought she might be able to make an arrangement with him.
Jack lived in a house not too different from the one he was selling to Ann and Alan. On the first of the month when the payment was due Ann went to Jack's house to try to make a deal. She wore a tank top and short, loose shorts with nothing underneath. Jack always hugged her whenever he saw her and she knew that he would be able to tell she was naked under the shirt and shorts.
Jack brought Ann into his living room and held his usual hug just a little longer than necessary while he allowed his hand to brush down her back and across her ass, taking note of her lack of panties. He started making small talk while looking Ann up and down. Ann hesitated a bit and then started her pitch.
"Things have been really tight for us with Alan gone. I'm having trouble getting the mortgage payment together this month. Can we make an arrangement for payment?" asked Ann.
"Possibly. What did you have in mind?" replied Jack.
Ann acted a little ashamed (which she kind of was) and embarrassed and, while looking down, said, "Maybe... sex instead of money?"
Jack's eyes lit up. This was better than he had imagined. The thought of sinking his dick into this cute wife was making him hard already. He knew he was in the driver's seat on this deal so he decided to make the most of it.
"I'd be willing to do that. But the price of an hour with a whore is about a quarter of what your house payment is. I'd say four fucks for a month's payment seems about right. Agreed?"
"Alright," agreed Ann, "but Alan must never know."
"He won't," said Jack. "I'll take the first installment right now."
With that, Jack grabbed Ann's shorts and almost tore them off getting them to her feet. He then grabbed her tank top and took it off over her head. With Ann now naked he took her hand and led her back to his bedroom, almost throwing her on the bed.
Jack made short work of his own clothes and then crawled up on the bed and set his mouth to Ann's pussy. He began licking and sucking on her pussy like it was the most delightful thing he had ever had in his mouth. He took his time enjoying every bit of her pussy and asshole with his lips and tongue.
After a very thorough job that brought Ann almost to orgasm, Jack spread Ann's legs wide and pushed them back toward her shoulders. Open and exposed, Jack slid his dick into Ann's pussy slowly. He was going to make this last. He slid out and back in a second time. Then a third. Ann was starting to pant and loving the feel of his hard dick moving in and out of her. Finally, Jack started a steady rhythm that grew in intensity as he got closer to his own orgasm. With a groan, Jack stiffened and shot his cum into Ann. The feel of his hot cum splashing inside her set Ann's orgasm off and she groaned along with Jack.
Jack lay still on top of Ann for a minute while they both caught their breath. Then he rolled off and gazed at Ann's naked body with his cum starting to trickle out of her.
"I'll call you for the next installment," said Jack as he got up.
Ann got out of the bed allowing Jack's cum to drip down her leg. She went into the living room where she pulled her top back on. When she picked up her shorts she found that Jack had indeed torn them taking them off. The button at the waistband had popped off and the seam down the front of the shorts was torn. When Ann pulled them on the seam split all the way down to the top of her trimmed pubic hair. She looked at Jack who just grinned back at her.
Ann grabbed her purse and, holding her shorts together with one hand, went out and got in her car. The elastic in the waistband of her shorts kept pulling her shorts open exposing her down to the top of her pussy. Her tanktop ended at her waist and was no help in covering her up. As she drove home she wondered how many of the drivers of the many trucks that passed her had seen her? It gave her a tingle to think about it.
When Ann got home she got carefully out of her car and started for the front door while holding her shorts together. About half way to the door she dropped her keys and when she bent down to pick them up her purse snagged her shorts. When she stood up her shorts ripped all the way down the front to the bottom of her crotch. She was now standing in her front yard with half of her ass and most of her pussy exposed.
Ann ran to the front door, fumbled her keys in the lock, and finally got inside and slammed the door. The thought that she had been standing nearly naked in her front yard in the middle of the afternoon gave her an unexpected rush. She just shook her head and went to get cleaned up.
Jack called Ann four days later and summoned her to his house. When Ann got there Jack was not alone.