From the sounds, or lack thereof, I figured I was the first one in the house to wake up.
I could tell by the deep breathing next to me, my wife Anna was still dead to the world. Being we were on vacation and given her love for sleeping in, when she was able to, I figured she'd be out for at least another hour or two.
I listened for any sounds of life coming from the rest of the lake house we'd rented for the week and the faint snoring I could hear from down the hall where Don and Nancy were staying, told me the rest of the house was down for the count.
Wanting to go for a swim, or more specifically a nude swim in the lake, I wrapped a towel around my waist and headed out of the bedroom, tip toeing quietly down the hall until I got to the kitchen.
Between the drive to the lake and the late hour we all called it a night, much to my disappointment, Anna fell asleep as soon as her head hit the pillow. I had been hoping for at least a quickie to start our week long vacation.
While I made coffee, images of what could have been started running through my head.
Anna on her back, legs up on my shoulders, rubbing her clit as my cock drove in and out of her. Anna doggy style, her hand reaching back, playing with my balls and occasionally teasing my ass as I played with hers. Anna making me pull out of her pussy in the middle of things, so she could suck my cock and taste herself on me...
As what normally happens when one has thoughts like these, the front of my towel wrap started tenting. Feeling daring I stripped off the towel and threw it over my shoulder, grabbed my cup of coffee and headed outside.
Walking along the path to the lake, nude and feeling my semi hard cock bounce in front of me turned me on even more. I reached down and started slowly stroking myself as I walked up to the clearing that lead to the shore.
"Aren't you worried about blindness?" a voice asked.
It was Nancy.
I dropped my coffee as I tried to cover up with my towel.
"Sorry about that, I thought I was alone out here," was my feeble excuse.
"No worries," she laughed. "I had almost the same thought when I came out here...The getting naked part."
"What stopped you?" I asked.
"I didn't want to be out here alone, have some creeper come up and start wanking."
"How'd that work out for you?"
"Not so well."
I offered to go back up to the house and get some shorts, but she stopped me.
"I don't have any problem with you being nude. I might even join you, but we have to be clear on something. This is not a sex thing. While I can't swear that under any circumstance, I'd never cheat on Don. One thing I am one hundred percent positive of is that I'd never be a part of cheating on Anna. The flirting and joking around is okay, but it doesn't go any further...Agreed?"
I agreed.
"Then lose the towel, I'll get naked and we'll go swimming!"
I walked over to the bench where she'd been sitting and set the towel down. Our talk did wonders for calming down my erection. I wasn't totally soft, but it wasn't pointing at the sky either.
Nancy stood up, hooked the waistband of her shorts with her thumbs and pulled them off. I felt a pang of disappointment when she stood and her shirt obscured my view of her pussy. She then crossed her arms across her body and pulled the t-shirt completely off.
She looked incredible. Her boobs were big, without being huge, small areolas with thick hard nipples. They sagged slightly, but looked great for a woman that was almost in her 40's. Her tummy was slightly round and her pussy was shaved. I'd always loved looking at her long, muscular legs. As she did a slow turn, her ass was incredible. Round and plump, the kind of butt you just can't keep your hands off of.
By the time she turned around my erection was pointing almost straight up.
"Oh, he likes me," she said, her index finger pointing at my cock.
"I can't help it," I replied. "This is the first time I've ever seen you naked and you are incredibly hot."
"Ahh such flattery," she laughed. "For the record, I'm a little turned on by this too."
She grabbed my hand and we ran down to the water, hitting it on a dead run. The lake was cold. It was heart stopping cold. We swam and splashed around for a bit, before calling it quits and heading back to shore.
"Wow," Nancy said, looking down at my shrunken penis. "The cold really took the starch out of him."
"Shrinkage....I was in the pool!" I joked.
" I liked him better the other way."
"So do I. But what can you do?" I said with an exaggerated shrug.
"I have an idea," she replied. "Keep your hands down at your sides."
Intrigued, I nodded and held my hands down. She closed the gap between us and wrapped her arms around my neck. Feeling her soft boobs and hard nipples against my skin definitely got some blood flowing.
"If we were single," she breathed into my ear. "I would be down on my knees right now, wrapping my soft, wet lips around your cock. Then I would lie down, right here, spread my legs and have you slide it into my bald little pussy. I would want it hard...slow...and deep. I'd want you to fuck me until I cum all over your hot...hard...cock. After I came, I'd let you finish off in my butt, pumping your hot cum deep in my ass."
She ran her tongue along my ear and gently bit the lobe for emphasis.
It worked, when she stepped back, my cock was once again rock hard.
"You are so incredibly hot," was all I could say.
We walked back to the bench area. I sat in one of the chairs, my erection resting against my stomach while Nancy, sprawled out on the bench with one leg resting on the backrest, giving me a fantastic view of her pussy. We made small talk, while we stared at each other.
"Figured I would find you two out here," Anna appeared holding a tray with a tray full of fixings for screwdrivers.
Stopping she surveyed the scene before her. "Ummm should I be angry or concerned about this?"
"Nope," Nancy chimed in. "All innocent here. I was out here reading when Ray came out naked. I asked him about it, he said it was a new lake law that you have to be naked if you are within 100 yards of the lake. So I got naked. You wouldn't want me to break the law, would you?"
"No I guess I wouldn't," Anna laughed. "But if it's all innocent, why does my husband have an erection?"
"Pick me! Pick me! I know this one," Nancy said waving her arm in the air. "He told me it was because it was the first time he's ever seen me naked, I'm smoking...No wait, incredibly hot and that I remind him of his sister... The last one seemed a little weird, but we all have our kinks."
"I did not say you remind me of my sister," I laughed. "You don't have a moustache."
"Okay, so I might have made that part up," Nancy told Anna.
"So the rest is true?" Anna asked, looking at me.
"I may be married, but I'm still a guy," was all I could think of to say.