In this chapter, Sam is finally released from all charges, and sees other people arrested for the insurance deaths for profits scheme, finally knowing who else was trying to kill her. This chapter does not contain a great deal of sex, at least the descriptions of same. My thanks to JohnnyGalt for his help. This is a copyrighted work, and should not be copied, edited, altered, published or posted on any other websites without the author's express written permission. ©
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Copyright, 2024
My Husband Fucked Me Over, Ch 18
Homecoming
As soon as I stepped off the elevator, Emma was running into my arms. I dropped to my knees and smothered her in kisses. I just held her tight for so long, not wanting to let her go. God, the smell of steaks cooking on the Jenn-Aire was fantastic. My mouth was watering so bad.
"Mommy, can we go sliding and build snowmen yet?"
"Oh, baby, I'm sorry, but I can't go yet. Mommy is still being punished. I want you to look at my ankle. Do you see this?" I showed her the GPS unit strapped to my leg. "I'm still on house arrest. I can't leave the house without getting permission to go. This device will notify the police if I try to leave, and I'll get arrested and go to jail again. I'm not free yet, just not in jail anymore. I may still need to have a trial. We'll see if the Judge agrees that I can be free in the future." I hugged her some more.
"I'm glad you're home. I missed you so much."
"I missed you too, angel. More than you'll ever know."
"Is Daddy really dead?"
"Yes, baby. I'm sorry, but he's gone."
"Did he ever love us, Mommy?"
"We can never be sure of what's in someone else's heart, angel, but I don't think so. He didn't act like someone who loved us, and sometimes, we need to use a person's actions as a clue to how they feel about us. That's why I try to give you so many hugs and kisses, because those actions tell you how much I love you. Can I get up and hug everyone else, so they know how much I love them?"
"Yes, Mommy."
I hugged Pen, and Becky, Mom and Dad, Billy, Bonnie and Bill, and Stephanie, plus Ben and Edith, back from their honeymoon, giving kisses where kisses were appropriate.
We sat down to eat, and I thought it was the best meal of my life, nothing fancy, just steak, baked potatoes, green beans, salad, but everything danced on my tastebuds which had almost died from lack of use. After we ate, I read to the children for an hour, with each of them snuggled under an arm, so glad to be home again. After the kids were tucked in bed, I told everyone about my experiences in jail, from the most mundane to the most frightening. I was seated between Becky and Pen.
"What I don't understand, is how Ransom could have arranged for you to be murdered in jail?" Dad said. "He didn't know you'd be in there for killing him."
"No, he couldn't, but we know there's someone else. There had to be if his parents got killed. I'm sure that asshole had to get paid, and Rancid certainly couldn't. I've been wondering the same thing myself. No one else would have reason to kill me, except Detective Hanson suggested to the judge it might be someone I know, and they're afraid I know or might figure it out, so they're trying to protect themselves."
"And you can't imagine who that might be?"
"Not unless I've managed to piss off one of you. I'm pretty much at a loss."
"But they think it's a conspirator in the insurance scam?" Mom asked.
"Almost has to be," I said. "Unless another of Robert's employees was filtering money out of the investor's accounts. This has to be a monetary motive, but if it was, Robert is far more likely to guess who they are than I am. I didn't know other employees all that well. We didn't really socialize that much with any of them."
"So, the insurance again," Mom said.
"Best guess."
"Did you socialize with any insurance people?" Mom asked.
"Not to my knowledge. We didn't do much socializing at all, really, once Emma was born. I was never much of a partier."
"Did Ransom go out without you?"
"Not much, but really, would someone with little to no interest in people be interested in socializing with them? You have to like people to be around them. He'd have the occasional business meetings, but it was never that pronounced. Hell, if he was fucking Gina Weege, at least some of those meetings had to be with her. This is something he's been doing for five years. Fucking with me was at the tail end of his criminal career."
"Robert, does Taft Financial deal in insurance?" Mom asked.
"Not really. If we think insurance is something a client needs in their portfolio, we refer them to insurance agents. It's a whole different licensure."
"To any specific insurance agents?"
"To their own. They usually have a relationship with an agent already, for car, home and the like. It's just easier."
"Wait a minute, so Rancid never got any insurance training or learned to write insurance policies?" I asked.
"Not from us."
"So it's likely that an insurance agent had to come up with that plan?"
"More likely than any of our people. I mean, I understood the concepts, but I doubted I could have set something up without an actual insurance agent. I'd use an independent agent, so all of the losses weren't to a particular company. Their own adjustors would start having questions if they suffered inordinate losses outside of statistical norms. Fifteen people dying below the normal range of deaths all in one company would make quite a distinctive statistical dent in one company's books. They probably have computer programs sorting that type of anomaly out."
"So, my State Farm Agent is off the hook?"
"As would anyone who only wrote policies for a single company."
"That probably includes Mr. Wagner of Mutual of Omaha, too," I said.
"I would think so."
"To be really clever, why write the policies yourself," Bill said. "Just refer a guy to other companies to write the policies. The criminal agent isn't making his big money on writing the policy. He's making his money when the insured dies, like Ransom. If you're doing this, you don't want a cold blooded monster like Ransom making all of the cash. You want your own, or Ransom could kill you to keep all the money he was making off the deaths. He or she might have needed seed money to start purchasing paid up policies, but once they cashed in on a few, they could keep doing it indefinitely."
"When did Ransom start stealing from Taft Financial?" I asked.
"About five years ago. The money from the charities was more recent, like within the last two years."
"Because he needed more money to purchase larger policies," I said, "especially if he wasn't planning on killing us right away. Detective Hanson said he started small, like ten to twenty thousand dollar policies, not million dollar polices."
"Proof of concept," Bill said. He looked at Robert and Robert nodded.
"Detective Hanson is going to hate me for calling so late, but I have to call him," I said, pulling out my phone. I punched his phone number.
