"Anand Ji... please... you are like my brother. Please don't do this. I am a chaste and married woman" I was begging with teary eyes.
Sanjay Sharma had knelt above my head and locked my shoulders and pinned them down on the bed with all his strength.
He said to Anand reassuringly "Bhai... you start first..."
I couldn't move my arms and upper body. I could only kick my legs.
Anand Sharma said in a cold and coarse voice "You have three choices Shruti. Pay our money back with interest. Obviously you don't have that much money anymore after your husband lost it all."
"Or tell us where your loser husband is, we will take his life instead of money. You can remain a chaste widow".
I remained silent.
"The last option and easiest way out is, you can pay us with your body. Me and my brother will make you our private Randi and fuck you for days till your squeaky clean body reeks of our cum."
My naked body shivered with goosebumps. I stopped kicking my legs and closed my eyes.
Anand made a head gesture to Sanjay. Sanjay released his lock and let me free.
I didn't move. I covered my face with my hands in shame.
There was nothing to cover my naked body before these two strangers. No one other than my husband had seen me like this.
I felt Anand's heavy and naked body lay over me. "Ahhhh..... Shruti..."
How did I end up like this?
***
Anupam and I were married since last 4 years. We were college sweethearts.
After his parents had passed away, Anupam took over their family business completely. I took the decision to stay at home and be a home maker. Anupam was working hard and long hours yet we found time for ourselves. We still had the love and passion just like the first time we made love as college kids.
He was a baniya and I am a South Indian girl and we were so different yet complemented each other. Anupam used to say that I am a perfect south Indian stereotype beauty.
I am 5.1 feet, golden yellow skin, curvy body and thick long curly hair. Our sex life was healthy and we made love once a week.
I thought life was perfect and didn't wish for anything more. Not everything turnsout to be the way you wish. Sometimes, life throws surprises which can turn everything upside down.
Initially, it started with some losses in the business and we thought it was manageable. Anupam rotated the funds and broke some savings hoping to bounce back. Instead, the losses multiplied and Anupam started doing number crunches. He was under tremendous stress.
How much ever I stood by his side and encouraged him, it was clear that Anupam had lost it. He started living like a ghost. He started coming home at late hours and hardly spent anytime with me.
Even when I tried to initiate sex as a stress-buster, he seemed to be disinterested. Anupam couldn't get a hard-on how much ever I tried.
I tried to go down on him and give him oral pleasure but he just laid down like the dead. He didn't even get a hard-on.
Though one side I understood that this was all because of the stress, still at times felt like I was not good enough. At times I also had the urge to have sex but I had to control myself as my husband was not interested
Slowly, I started feeling that he was drifting away from me no matter how hard I loved him. Then the worst started happening. He started gambling on the online poker sites and groups. All the savings and emergency funds were getting washed away by his new addiction and it was too late by the time I came to know about his addiction.
I tried to stop him from this addiction and took him to a psychiatrist. These sessions did more damage to our relationship than good. He revealed that he had borrowed money from some people and there was a huge debt to be paid.
That's when I heard about the Sharma brothers.
The Sharma brothers lived like kings and were politically connected. In addition to their several illegal businesses, they were into money lending for business men, like Anupam. Short term loans with high interests.
Unlike banks, there was no background check or documentation. Anupam had given our property documents as a security to the Sharma brothers.
Now that the debt was long due and Anupam had failed to pay the interest as well, the loan sharks were charging at us and we were about to lose the house we live in.
Sharma brothers had given a 24 hours ultimatum to Anupam last night. If we do not pay the dues by tonight, then we will be at their mercy.
To make things worse, we saw in the morning news that Rakesh, one wealthy businessman was found dead. His body was dumped near the stone quarry. It was rumored that Rakesh had taken loan from Sharma brothers and he couldn't repay. The word was that the Sharma brothers murdered Rakesh. But no one dared to say a word on record as everyone was afraid for their own lives.
We got really scared. I told Anupam that I will give him my jewels to pay off the debt and begged him to get rid of the gambling addiction and come back clean.
Anupam had taken the jewels to the pawn shop to exchange them for cash. I was getting dressed to go the Sharma's and pay off their money.
I draped a maroon cotton Saree and put on my sindhoor between my eyebrows and on my forehead.
***
I waited for almost two hours to realise that something was not right.
I called Anupam's mobile. After so many attempts, he picked up my call.
"Sh..Shruti..."
"Anupam! Where are you?"
"Shruti... I.. I am sorry. I lost it."
"What are you saying Anupam? What did you lose? My jewels?"
"N.. No... Shruti I pawned the jewels and got the money.. But..."
"BUT???"
"I went to the poker house. I thought I could use the money and play a game and win everything I had lost".
My head started spinning.
"I.. I am.. sorry Shruti.... You should pack your bags and go to your father's house. I am also going away to my friend's place. You please get out of the town".
I fainted on the floor.
***
When I regained consciousness, it was pitch dark. I was unconscious for hours.
I heard the noise of our main gate rattling and I remembered that I had kept it open expecting Anupam to return.
I gathered all my strength and got up. My legs could hardly stand.
I went near the door and that's when I saw two men entering our gate. They were talking in loud voices.
The Sharma brothers have come for their money!
I held the door and stood there motionless. I didn't know what to do. My head was still dizzy.
"Sanjay.. Is this the right address?"
"Yes Bhai. I came to see Anupam last month. He lives here with his wife."
"How is she?"
Sanjay chuckled and said "You should see for yourself bhai. In fact when we gave the money to Anupam I was secretly hoping that he will not repay us and we can come to collect it from his beautiful wife".
The men approached the door and I got a better view of them.
Anand Sharma, the elder brother was just about my height but I could see that he was heavily built but with a pot belly. After hearing all the gruesome stories, I had imagined him to be taller and menacing like the villains in movies. He had a stiff and emotionless face. He had a thick and well groomed beard and moustache. He looked like a man whose presence commands respect and not be messed with.
Sanjay Sharma, the younger brother was above 6 feet and well built. He looked like a bull. He could literally tear apart a man with bare hands. Unlike his elder brother, Sanjay was clean shaved and had a crew-cut.
The Sharma brothers were approaching the door point blank staring at me.
