(While it is not necessary to read the earlier two parts of this saga first, the author recommends that you do to provide context and clarity. Hat tip to Nikki and Roger who wrote to ask for an update of this story. Enjoy.)
*
My father used to have a saying, one that he'd use when he didn't have my allowance money at hand.
"It's better to owe you than to cheat you out of it," he'd say. Ultimately he would pay up, and I would remember that saying.
In the year that followed that wonderful day when my niece Jessica sucked my cock off in the car, I lusted for more. But, well, a deal is a deal, right?
Jessica had coerced me out of a $5,000 loan a couple years ago, a fact that if my wife had known about she would have divorced me.
Of course, I wasn't a total idiot. I had a deal with the girl, and when Jessica hadn't paid up on time she had to make good my using her mouth as down payment. That blowjob, had my wife known, would have had her cut my dick off before she divorced me.
Luckily, what my wife Cheryl didn't know wouldn't hurt me.
And when Jessica began making interest payments --- and even a couple principal payments --- it appeared that I'd gotten the best of all worlds. I was getting repaid for the money lent, but also received interest in the form of a blow job.
To say nothing about those wonderful provocative photos I had buried deep in boxes in my basement where Cheryl never goes. Those photos were used as masturbation aids for me in many times of need.
The loan had worked out perfectly for me. And with Jessica repaying on schedule, I was able to purchase some savings bonds that were liquidated earlier to get her the cash.
At home, things were going pretty well. Cheryl regained a little of her libido, and at least once a month we'd make love. Little did she know I thought about Jessica when I was banging her. She still refused to blow me, a fact that stuck in my craw. But at least we were a little intimate.
Jessica and husband Daryl were getting back on their feet, as both were again working. Now 27, Jessica was a secretary to a Philadelphia lawyer and Daryl worked at a packaging firm in the suburbs.
We'd see them at holidays, and normally when nobody was around Jessica would make sure she thanked me for helping out. She claimed they were swearing off drinking binges and drugs, and most of the problems with the law were finished.
That was a 180 degree difference to when they were having problems. There were DUIs and possession charges, missed home loan payments and the fact that Jessica was caught fucking a neighbor --- by the guy's wife no less.
Not pretty times.
My wife had warned me about Jessica and Daryl and their habits of coercing cash from relatives. I fell for it, but with the full knowledge that they were swindlers. That's why I got the photos, as well as the wonder of spanking the young girl and later receiving wonderful head from her in the car.
Those were great memories, and with the payments coming in the past "interest bonus" of her head in my lap didn't occur again. No problem there, although I secretly hoped for a reoccurrence of the act.
Work had been crazy the last couple months as the projects I had been working on were mind-boggling and time consuming. I was behind on chores at home, and Cheryl was getting on my case. When that happened, there was no Saturday night fun.
That fact pissed me off. My wife used sex as a weapon, a loaded one, as if my reward was her pussy for working around the house. Wasn't providing a good living enough?
Jessica had called me on my cell and said she'd send a scheduled payment to my post office box, rented for precisely that purpose because it would have been all too obvious if a check arrived a home and nosy Cheryl opened it.
With work crazy, I hadn't checked the post office box, and when I did there was some junk mail but nothing from my niece. When I called her she insisted that she'd sent it...and that she would check with the bank.
A day later she called and said it had been cashed and she was working with the bank for a copy of the check.
That night Cheryl mentioned that Daryl had again been caught over the limit, and his driving privileges suspended. That got me thinking that maybe the "lost" or "stolen" check hadn't been sent at all.
Still I gave Jessica the benefit of the doubt.
Boy, was I wrong.
I'd check weekly and nothing came from Jessica. I knew I had been had. On one hand, that pissed me off. On the other, well, I had fond memories of the last time I needed to address the situation.
On the phone Jessica insisted she'd sent a check my way. I said I'd be in Philadelphia on Wednesday on business, and suggested we meet for lunch to iron things out. She reluctantly agreed.
It was a beautiful fall day in Philadelphia, and my morning meeting went well. I was good until dinner, when I was meeting with a client, so there was no need to rush through lunch.
Jessica arrived on schedule, looking stunning. Apparently she dressed well for work.
Midway through lunch, though, I realized that I had again been taken for granted, and after some questioning a probing the girl admitted she and Daryl had needed all their cash for bond money and fines.
"You know what that means, Jessica," I firmly said.
The girl looked me in the eyes and smiled. "I think I do."
We spoke for a bit, and she mentioned she'd be seeing the doctor in the morning.
"Cancel it," I said, mentioning I'd be staying overnight. "I will expect you at the hotel 7:30 for breakfast. Be there...and wear that nice skirt you had on over Labor Day. We will discuss this matter in depth."
The outfit she had worn to the Labor Day party was both slutty and erotic. The women present hated it, but the guys, well, they loved it as I did.