I decided it was time to collect on a debt, came up with a simple story that I needed help to move some furniture around the house & load some stuff into my car to go down the charity shop.
My best mates' son (Connor) who I hadn't seen or spoken to for a few months was the one who owed me & I knew he wasn't working today as it was Saturday, so he couldn't really refuse since I did him a massive favour a while back.
I phoned him up hoping he'd be out of bed and to my surprise he answered within a few rings. I told him I needed a hand and said could he come around as soon as possible.
He said he'd be about an hour which was fine as I had things to get in place before he arrived, so my house looked normal when he got here but in actuality, I lured him here under false pretences.
A while back I found out he'd got into a bit of debt through some silly choices of taking out expensive loans as his credit rating was terrible, also he'd been gambling online & was struggling to pay his bills. The next day after some consideration I messaged him saying I'd lend him the money & set out payment details & clauses on the agreement like he had to stop gambling, pay me X amount over the next 10 months, send me a copy of his bank statement every month, late payment notice etc etc.
Also, I decided that if he missed a payment, he would have to submit himself to me and do whatever I asked. He didn't know this, but I knew if this happened, I'd devise a way to collect for my own gratification & his humiliation sometime in the future.
The first two payments were fine & then he messaged me when the 3rd payment was due that his boss hadn't paid him on time & was it alright to delay for a week? I agreed it was ok & joked that if he didn't pay the following, he'd my sub, I'd live stream it on Chaturbate and let people decide on the type of punishment & use the profits towards his loan. He thought this was funny & joked it'd probably be quicker to pay off his debt. Anyway, eventually after 15 months, a few missed payments, he finally paid his debt off to me.
Just over an hour went by and Connor finally arrived, I let him in and we had a catch-up conversation on the sofa for about 15 mins or so, "I asked if he wanted a drink?" but he said, "No I'm fine thanks".
He then asked, "what I needed a hand with and where?"
That's when I sprung the surprise on him that I didn't really need a hand at all.
He looked confused and then with a little anger in his voice said" Then why the hell did you ask me here?".
I then said, "You know the loan I gave you a while back & the terms of agreement I set out?"
He replied "Yes, I remember".
I said, "Well you're here because I'm collecting on the clause for all the missed payments and the messing me about".
Connor then asked with a confused look on his face "What clause?
I replied" Do you remember when you were messing me about & not paying me for my loan to you as agreed? I said to you that you'd have to be my sub, I'd live stream it on Chaturbate and let people decide on the type of punishment & use the profits towards your loan. You thought it was funny at the time & joked it'd probably be quicker to pay off your debt!"
"Well now that time has come and it's time to act on that clause and for you to pay for not honouring our original agreement"
Connor replied" That's not fair, it was ages ago, and I had no idea?"
I said" I don't care, it's happening now!
Now this was make or break time as I was in two minds of how far to go with this and what buttons I should push.
I said "Now get up, come stand in front of me & strip down to your underwear."
He had a horrified look on his face & said "No I'm not gay!" & turned to leave.
I grabbed his arm & said "Where do you think you're going? You have a debt to pay; you agreed to the terms of the loan & you didn't honour that agreement. You have a short memory young man, If I hadn't lent you that money, I bet today you still wouldn't be debt free and in a whole world of trouble".
He replied with again "But I'm not gay, is there anything else I can do, like some gardening or housework or something else?"
I said" No! This is what I want, so do as I ask!"
He again said "No"
I then pulled a pair of scissors I had hidden down the arm of the sofa & replied with a firm voice" If you don't strip down to your underwear, I'm gonna pin you down & cut off all your clothes!".
Fortunately, I had anticipated his possible reaction and bought some women's clothing from a charity shop just to humiliate him & so I said, "If you want to leave naked after I cut your clothes off, that's up to you? & you can go home wearing a bright pink tracksuit I bought you".
He then stood on the spot, looking at me & wondering whether I was serious or not?
After a short time, with him staring at me, I said "Well? What's it gonna be?".
He then slowly started to take off his t shirt, then his jeans & socks. Once he was down to his boxers, he was looking very awkward & I thought he may run for the door through sheer embarrassment, but he remained on the spot.
I said" Good boy! just do as I say, and everything will be ok".
He nodded and said, "Yes okay".
I then grabbed all his clothes up into a bundle & ran into the kitchen, threw his clothes into the washing machine & switched it on.
He yelled "What are you doing?
I said "Shut up! You're now trapped here & can't go home for a few hours until your clothes are washed and dried, unless you want to go home in that tracksuit?"
I then returned to the where he was, to look give his body a good looking over before I decided what I was going to do with him.
Connor is 27, 6ft tall, skinny, pale skinned computer gaming nerd with short dark hair and no facial or chest hair.